Social Bookmarking and Dedicated Websites

Social bookmarking is a way of networking where the users save links to content on the Internet, thinking those to be useful for others, and sharing the same with them. This is one of many activities through which people indulge as a kind of social networking. There are many sites providing services of social bookmarking, some of which are used by active members in large numbers. Numerous bloggers plus other users working online make good use of social bookmarking for promoting and sharing information.

When making out a link that interests them, the users of social bookmarking sites may save or bookmark it on the net. Lots of such sites contain widgets that may be installed in browsers, allowing them to bookmark the page with a single click, rather than going to the social bookmarking site for pasting the link. Generally, when clicking the button, the user gets a few options, allowing them to mark the text to facilitate its location for future references.

When using a social bookmarking site, you’ll find that it contains numerous interesting links, which you may sort out with the help of dates and tags, as well as other factors. You can make the list of links to be viewable by everybody, or some selected friends only. Another person on browsing such a site may follow the user who is inclined to bookmark the content that interests them. As such, individual bookmarks could generate their own pages for discussing the content, while sharing the connected links.

One can also submit some features on a social bookmarking page. For instance, a website covering feminist issues may encourage users to put forward links of feminine interest. This enables the users of the site to bring to the notice of the owners of the site any article that they find interesting and connected to the subject. This way, more opportunities open up for social networking, because other users of that site would see recommended links, and get prompted to look at other links, as well as the profiles of the users recommending them.

Here are few examples of such sites: Digg, Reddit and Delicious. These provide services for bookmarking, including mutual tagging, where the users may contribute their text. Tagging is helpful as it enables the users to search the tags for finding material connected to a specified topic. Another feature of social bookmarking is promoting certain links put forward by various people, thus making them appear on the first page that may be viewed by everybody, whereas the links that fail to become popular get buried over a period of time. It also helps to enhance the site ranking of people who put forward appealing and trendy links.

Creating a Facebook Ad? Implement These Call to Action Tips

Anybody with a little bit of time and a few dollars can create a Facebook ad and run a campaign. Not everybody has what it takes to create an ad that generates clicks and converts these people into buyers.

When creating a Facebook ad, regardless of your company size or industry, the call to action is one of the most important factors. If your ad is boring and unattractive, you can’t expect it to receive a high click through rate. On the other hand, if you implement a killer call to action, you may be surprised at how much traffic you drive.

Here are three call to action tips that can take your mediocre ad and turn it into something much more powerful:

Use at least one “action” keyword. A Facebook page is full of content and images, so your ad has to stand out in the crowd. By using an action keyword, you are telling your audience that you have something special to offer. You are telling them to take action now if they want to take advantage.

Some of the best action keywords include: save, discount, book now, sign up today, order now, try, and subscribe.

You can build off of these, based on your particular industry and offering, to create an even more powerful message. For example, if you are pushing a weight loss product, you could use a phrase such as “lose weight today” or “lose weight faster.”

Don’t beat around the bush. You only have so much time to grab the attention of your audience and convince them to click through.

Don’t make people read through your ad to find out what you want them to do. Instead, the call to action should be displayed in a prominent and powerful location. If your audience can identify the call to action at a glance, while also understanding what it means to them, you have reached your goal.

Ask a question. This is one of the best ways to engage your audience. Not only does a question draw people in, but it can improve your click through rate as they will be interested in learning the answer.

Note: if asking a question, keep it short and sweet.
With these three call to action tips, you will find yourself taking a different approach when creating Facebook ads. Subsequently, you may also find that your campaign is generating better results.

Peg McDermott is an award-winning marketing communications expert,Internet marketing specialist, and public speaker. Peg is the founder and president of COGO Interactive, an innovative Internet Marketing firm specializing in helping small to mid-sized businesses increase revenue and awareness by leveraging Social Media Marketing and Search Engine Optimization.

Social Bookmarking – Overcome 404 Page Not Found Errors

An embarrassing thing happened to me on the way to Social Bookmarking. Bookmarking is an SEO (Search Engine Optimization) tool that newbies often overlook. Fortunately, I was aware of this tool and promptly went to a few sites like Digg.com and Reddit.com to bookmark my latest post.

I manually bookmarked my article. I was very proud of myself. A week or so later I went back to load up another one of my blog posts that I thought was particularly interesting. I decided to check the original bookmark.

404 Page Not Found Problem:

I clicked on my link. I got the feared “Page Not Found” error message. Has this ever happened to you? Have you ever found yourself in this predicament? The social bookmarking link got to my site and displayed the 404 page not found error message but not the article that I wanted to reference. Sometimes you feel helpless.

What in the world was going on? What was the cause? Maybe your first thought is that you somehow deleted the post on your blog. WRONG! It is still there.

Maybe the cause for the error message is the fact that a blog, in this case a WordPress blog, automatically rolls older posts down the homepage. That somehow this is the reason for the Search Engine’s inability to find your post. WRONG!

Your brain quickly searches for a solution. Four potential solutions may come to mind:

You should create a page on your blog for that post. That way any reference to that page would be permanent, but that is not a practical solution.
Assign a unique category to the post. That also is not very practical.
Direct your link from the social bookmarking site back to the article directory source and not to your blog, but some social media sites do not allow a direct link back to an article directory.
Finally you consider editing the reference to your article on the social bookmark; it will not let you edit the reference.
WRONG again!

Social Bookmarking Solution:

Have you ever heard of permalinks? Permalinks are found in WordPress on the dashboard under Settings. A permalink is the URL tag or name used to identify a particular web address like a web page, website, or a post to a blog. Most Content Management Systems (CMS) like blogs use permalinks to keep track of posts.

In my case, being a newbie and still learning, I had changed the make up of my permalinks so that when the social bookmarking site searched the Web, it was not able to find my post and the dreaded 404 page not found message appeared. I was not aware of the impact that my experimenting on the settings in WordPress was having on my blog.

The simple solution is to re-define your permalink to its “postname”. You can define a permalink to identify its post name, category, author, date and other unique tags. If you are doing social bookmarking, use a permalink that defines the post name and its author. So many things to learn!

The more you learn the more you make money!

Where to Share Your Quality Content

There is no doubt that if you can create quality content you want to get it out there and eyeballed by as many people as possible – even better if the owners of those eyeballs are likely to be your target market.

Not only can you increase visits to your website and hence increase conversions, but you can enhance loyalty to your products and services, validate your industry position and boost brand awareness.

So where are the best places to put your stuff?

As with all marketing you need to know your demographic and relate that to the kind of content you are creating. Certain sites on the net are going to attract specific users – your first task is to determine where your likely buyers are hanging out.

… and you are not going to be short of choices, let’s take a look:

Social sites

Social media has transformed the way we communicate, access information, buy and sell and waste our time. Each social media site has a slightly different angle and therefore attracts either a unique type of user or is used for specific purposes. Sites such as Facebook and Twitter can be great for your business page and ads but largely they have a social slant. So remember this when posting. This is not really the place for describing your latest product and super offers. But an article which will be of interest to your industry with links to your site and services can be really effective.

The eyes have it

The internet now is a very visual place to be. We all love videos and graphics and according to a recent survey by Ipsos OTX pictures are the most likely type of content to be shared. So make sure your articles either have graphics or videos to hold that dwindling attention span on a Monday morning. Top sites to share pictures are Instagram, Flickr and Pinterest.

The professional angle

When that article needs to be consumed by a professional audience you need to be thinking LinkedIn or even Google+. The former also has great group sections which focus on any subject, industry or niche topic you like. This ensures your article is likely to be read by your target market who are interested in niche subjects.

Here is the news

Who better to share your content with than current buyers or people who have subscribed to your online services? Through emails or frequent newsletters you can keep your loyal audience updated with articles which will specifically interest them and instigate further sales and brand awareness.

Share and link at the same time

The most effective way to gain links for your website is through guest blogs or business articles. If you liaise with the webmaster of another website (within the same industry but not a competitor) he/she may welcome an article on his/her site. As well as creating extra shared content you are also creating what could be a very powerful link.

Specialised content

There are also some great sites set up for all your specialist content. Why not use that recent training presentation on PowerPoint as a marketing tool? SlideShare is very popular and set up to meet this eventuality. Are you a bit of a designer at heart? Infographics are really big at the moment and can turn boring dull info into a cool event, Visual.ly could be the site you are looking for.

Article sites

There are many article sites that will allow you to submit your high quality articles, which will give you more exposure, more credibility and more traffic back to your website. Some are more strict than others so make sure you read their “article submission rules”.

One of the rules is, no direct selling, however… you are able to add your personal bio where you can include a FREE give away.

You can see an example of mine in the resource box below.

Google news

Google news feeds will reach an international audience. Readers can filter feeds exactly to the news topics they want to so they know they will receive news about their favourite topics. You can apply to get your articles on Google news here.

Using Social Bookmarking To Promote Start-Up Businesses

What Social Media Engagement Achieves For Business

Social media in essence is in relation to engagement through sharing, which for business means targeting your product range, your articles, or your services at engaging a potential customer or client base. Collectively, products, services and articles are known as content, and it is through offering quality content that success through your channels can be achieved. Social marketing has around 900 million users globally, and covers every topic range you can think of. As well as engaging a potential customer and client base or readership, social media is also relevant to search engine optimization. Social media is a unique format as it helps you promote your content on to your audience, and in turn it generates traffic via people sharing your content with others, and through SEO. Perhaps more importantly than this, however, social media with its online reviews helps a business build trust, and nearly every brand you can think of uses social media for this reason. Think of this as: you come across two companies offering the same services; one has 250 Facebook likes, the other 43 – which one would you opt for? So regardless of whether you’re an online retailer, an affiliate marketer, offer a service such as tuition, or run a news site, social media can assist you build your business online. Google estimates that by 2015, UK consumers will have purchased £40bn of products and services online.

Popular Social Media Sites And Their Uses

Getting to get grips with the nuances of social media’s role in promoting your business can cause more than its fair share connected with headaches. Here is a list of the most popular social media sites and their uses:

Facebook is predominately for sharing. This can be products, articles, or services. In a nutshell, it’s for sharing your content with as many people as possible.

Twitter is about sharing news on any subject. Don’t let the word news make you feel it not apply for products. New product launches, new stock ready to be sold – Twitter is good for all of this.

Google+ is in part a combination of the two and has become important for search engine optimization if nothing else.

Blogging is a great way to impart news and expertise on your readership, customer and client base, or followers. It offers a good way to attract visitors on your site via search engines.

YouTube is about showcasing videos to a wide audience. It is being utilized by businesses all the time to sell products and services. As YouTube is owned by The search engines, videos tend to feature prominently on search engine results. You can also utilize the YouTube ads to make a secondary income stream.

Pinter est and other bookmarking sites are very good at showcasing visual products. If your business is selling something online, albeit a product or service, ensure you are posting on Pinter est and as many bookmarking sites you could find.
Social Media And Search Engine Optimization (SEO)

Good positioning on search engines is about unique quality content that is well shared and well linked to from other websites. By sharing your content on social sites, the more chance there is of people liking it on Facebook, re tweeting with Twitter, or sharing the pin on Pinter est. Links are important for good SEO and posting your content on social sites provides a link from the social site to yours, and in every case this can be targeted to a specific web page. By web page I mean a specific solution, service, or article. This also ensures Google indexes the web page. That is to say, it adds it to its database, ensuring it can be found on search engines.

Finding The Best Social Media Sites For Your Business

To find the best social sites suited to your business, think as to what your business is trying to do. If your business sells products or services, then use social sites that showcase pictures and videos to sell the product. YouTube, Pinter est, Delicious and Instagram are all really good for showcasing products. If you’re in the selling game, make videos of your products, take good professional photos and find them on these sites, and ensure you link the pictures and videos directly to the content on your site. If you sell on eBay or an affiliate seller, try to link directly to the product page where a potential customer can buy it. Also, put the products on your Facebook or my space page, Google+ page, and Twitter. For service providers, a slightly different spin on social media promotion is needed as, more often than not, a service provider will sit in the middle of visual social media, and text-based social sites. This also applies to affiliate marketers. If you can, represent your services that has a picture or icon, and publish the picture or icon on the visual sites. Use videos to showcase your services – if you can get testimonials from clients, well, that’s gold dust. Publish regularly on your blog and tweet the articles, together with insights into the industry. This engagement will help build trust with all your existing clients, showcase your skills, and help you to be found by people wishing to become new clients.

Social Media Advertising

If you have the budget for it, Facebook offers advertising on a click-through basis like Google Ad Sense, or it can be used to earn likes. It is often in instances of experimentation. For affiliate marketing revenue streams, click-through will expose the user to your revenue stream, while a like will ensure every time an article or new product is published they’ll be informed. It’s trial and error and seems to work well for some businesses, but others have lost faith from it.

Saving Time

By now, you have probably guessed that updating social sites, especially if you publish a lot of daily content, is hard work. Larger businesses employ people to keep on top of it, something many start-up business don’t have the budget or the time for. It is possible to help automate your social accounts updating using automatic syndication sites.

A Social Media Strategy

Step 1: Create a Facebook Page, Twitter account and Google+ Page For Business

These have their uses regardless of the type of business, and all help considerably with SEO. Ensure you create business pages on Facebook in addition to Google+. This keeps your personal details and indeed social media life hidden from your customers or clients, and it offers better options to promote a business.

Step 2: Identify Social Media Sites That Are The Most Important To Your Business

If your site sells products, make a list of all the online bookmarking and video sites you could find and create accounts. Ensure you use Pinter est and YouTube. If your business is for services, information, or is for an affiliate marketing revenue stream, you want to spread the word in as many ways as possible. Use blogging sites such as Tumble, Blogger and WordPress. org to syndicate your sites and services, and try to create news content if you provide services to show your expertise in your field.

Step 3: Use Social Media Tools Such As ‘If This Then That’

‘If this then that’ or ifttt.com automatically updates your social accounts. This is easy to establish and works by syndicating the information across a host of social sites automatically as soon as one site is updated. This, as you can imagine, saves a lot of time. Be cautions, however, and ensure social sites suited to the business, such as bookmarking sites for online retailers, appear just as you want them to be found. Automatic syndication has limitations and often links and pictures do not appear as you would like them to. Nonetheless, and especially for syndicating blog posts via an RSS feed, it is a very good time-saver for promoting your business via social media. Not all social media can be syndicated in this way, but the sites that committer syndicates to are well worth creating accounts on to promote your business. The more social media sites you post on, the better.

Step 4: Use #hashtags

Whenever you post your content, ensure you use appropriate #hashtags. This will help users find your content when they search for it. So if I’m selling tyres on eBay, #tyres, #cartyres, #car, #treys is good, and for sports news, #sports news, #football #cricket, and so on is good.

Step 5: Once It Starts

Once your content starts hitting the web 2. 0 world, monitor your accounts for feedback. Concentrate on the sites you’ve identified as important to your business and respond to questions and comments. When responding, try to be helpful and non-abusive, even if the commentator is not pleasant. Professionalism goes along way.

Step 6: Participation

Twitter and Google+ show trending topics and these include popular subjects people are discussing. It is worth performing the odd Twitter search to see what people are talking about in relation to your business, and making a contribution to the discussion. This is a good way to make connections and hopefully achieve more success.

Step 7: Monitoring Success

Monitoring success has confirmed to be quite difficult for social media. Unlike SEO results, which can be measured on click-through and content engagement, it is not so simple on social sites for a variety of reasons. You may feel if you provide news that 10 comments on one story is a good sign of success, while 100 likes of a product video on YouTube with no obvious link to sales most likely are not immediately obvious as positive. It is worth remembering, however, that though people may not directly access your main site via social sites, it may prompt them to return later. Always keep in mind that social media is for sharing content, so any like, comment or re tweet is positive.

Do You Need Mass Mutual Doctor Disability Insurance?

Yes. Ok, that might be too quick and too brazen, but the truth is most people stand to gain significant risk offset benefits from disability insurance. Most of the things that we value in life are insured – our home, our car and even our life. It is aquite realistic assessment that the risk of damage is quite real, and the cost of repairs (not in case of life insurance, but other insurances) to those objects may be too high to bear in case of an accident or a natural disaster. But in our risk management planning, one thing is often ignored, that is our income. Our earnings are secured only as long as we are healthy and able to work. In case that changes, a disability insurance can provide some much-needed relief.

The scenario in healthcare industry

The case for disability insurance is even stronger in the healthcare industry. Doctors are highly skilled professionals. They are highly reliant on their skill and talents to be able to do their job and earn their livelihood. In case any disability causes them to be unable to render their job, they are at significant risk. Hence, disability insurance is quite prevalent among doctors. In fact, it is common practice for doctors to opt for own-speciality or own-profession insurance plans which are quite expensive but provide generous cover. There are various major insurers that offer specialised insurance products for healthcare professionals such as Ameritas Disability Income Insurance for Medical Professionals, which is a disability insurance for doctors. There are also specialised products on offer by the Ohio National Disability Income Insurance and MassMutual Disability Insurance which also offer own-speciality insurance options as riders.

Some larger healthcare institutions such as hospitals or medical research centres may have a group insurance policy for covering disability, but most group policies provided by employers are inadequate to cover all expenses in case of loss of livelihood. Also, if the doctor chooses to leave the institution, the policy cannot be migrated most of the time. Hence, a personal doctor disability insurance policy is recommended in order to have sufficient coverage and also continue coverage regardless of employer.

Are the risks really high enough?

Let us take a look at the data. According to a survey, about a third of all doctors experience some or the other kind of disability in their professional careers. Of those, about in 40% of the cases, the disability lasts for 7 years or more. That’s the data about the healthcare industry. Now take a look at the average population data. According to the Social Security Administration, an average 20 year old has a 30% probability of suffering from a disability period of 6 months or more. Those are some significant statistical risks, and a good insurance will help you tip the scales in your favour.

Peace of mind

Another advantage of disability is enormous peace of mind. If you have any dependents in your family, such as kids, then having a disability insurance will relieve you of a significant amount of anxiety. There are several insurance plans that pay out almost 85% of your normal earnings as benefits in case you suffer from a disability. Such financial support will help you more or less maintain your present quality of life regardless of any unforeseen tragedies.

Veja Como Conquistar Um Homem Com Algumas Dicas Simples!

Venha fazer amizades e conhecer pessoas com as mesmas afinidades. Os mtodos que voc ir aprender so constituido de experiencias pessoais e muita pequisa para chegar ao pontoQUASE certeiro. fato sempre foi direcionado a mtodos funcionais para todos,no importa grau de dificuldade no relacionamento, mas isso no existe.

Cid recomenda que os soldados , civis e membros da famlia que se deparar com qualquer conhecido redes sociais suspeito ou perfil site de namoro ou so solicitados nesta forma de uma pessoa se passando por um soldado dos EUA, enviar e-mail imediatamente CID em @ mail mil.

Mas numa das vezes uma mocinha dentro do avio puxou papo comigo, e disse que estava com medo da imigrao e foi contando sua histria. Dava pra perceber que ela no estava indo bem intencionada pra Europa. Na hora de sairmos da aeronave ela me pediu para que passasse com ela na Imigrao, alegando que no falava espanhol e queria que algum falasse por ela.

Isso vai tepermitir que voc veja a si mesmo atravs dos olhos de um outro homem que voc acha interessante e atraente. Cabe a voc decidir aonde isso pode levar. E tambm vai te ajudar a lembrar que homem com quem voc est intimamente envolvida na sua outra vida” no est vivendo como um monge com sua esposa.

Conheci Clube dos Poupadores em 2014 quando estava pesquisando sobre investimento em LCI e LCA. Na poca, eu queria outra opo mais rentvel do que poupana e eu ficava perdido entre tantas opes de renda fixa.

Desde 2007, uma tendinopatia patelar nos dois joelhos incomodava nadador. esforo contnuo foi piorando problema ao longo dos anos. pice da leso foi justamente em 2012, no ano dos Jogos Olmpicos de Londres. A dor era constante, e problema comeou a ameaar a performance do nadador. A soluo definitiva, a cirurgia, no entanto, precisou ficar para depois da competio da Inglaterra. Nadando com os joelhos debilitados, Cielo no conseguiu bicampeonato nos 50m livre, mas levou a medalha de bronze.

relacionamento com essas pessoas foi uma via de uma mo, ondeeu fiz de tudo pra que funcionasse e que algum tipo de amizade, mesmo que rasa, crescesse. Dei tudo de mim enquanto pude, e conforme os anos passaram pouco de energia que sobrou usei para me manter viva, mas chegou um momento que parei de fazer por essas pessoas.

Em Nome de Jesus, atravs dessa Orao Poderosssima, declaro que todas as minhas dvidas, angustias, aflies sejam dissipadas da minha vida, da minha Famlia e meus familiares, e de todos os que fizeram.

Ento, primeiramente precisamos saber em qual das fases voc est nesta conquista. Se na primeira, quando voc tem atrao ou desejo por um cara, e quer despertar mesmo sentimento nele. Na segunda, que vocs j se conhecem ou at mesmo j rolou alguns beijinhos, e voc quer agora transformar isso em algo mais srio. Na terceira, vocs j tem algum tipo de compromisso, porm voc descobriu que este homem da sua vida, ento voc gostaria de artimanhas para conquist-lo de vez, e passar resto da vida ao seu lado.

Finding The Best Asian Escor Ts Marylebone Agency

Despite the fact that the process of finding the right Asian Escor*s South Kensington agency is quite challenging, you should know that it is definitely worth your while, especially if you would like your future experiences to be positive. As you may probably know, when meeting Asian Escor*s Marylebone, you do not really know what to expect. But, if you are certain that the agency you have chosen to contact is a reliable one, you will not have to worry about anything.

At first, you might be tempted to believe that the agency you rely on does not really matter that much. Well, the truth is that your whole experience depends on the agency. So, instead of making the mistake of booking a date with one of the available Asian Escor*s South Kensington with the help of the first agency you stumble upon, you should consider doing a bit of research first. It might take a while, but you should know that this whole searching process is worth it.
As soon as you gather enough information it will be easier for you to select an escor* and give out your personal information when filling out the booking form that is available on their website. It would be recommended that you follow a few simple steps starting with making a list of reasons as to why you should opt for the services of an escor* agency rather than just pick up Asian Escor*s Marylebone on the street.

Well, when you are ready to have some naughty fun, you can not risk doing it with someone that can make you deal with all sorts of unpleasant situations. One of the reasons why you need to look for such an agency is the fact that you are able to meet trustworthy Asian Escor*s South Kensington whenever you feel like it. At the same time, if you are thinking about hiring one of the ladies you have seen on the agencies site, the booking process does not take longer than just a few short minutes.
The next step requires you to do a bit of research online and see which of the existing agencies can offer you just the right advantages starting with a simple booking process, complete data protection and so on. They should ensure that you have access to a long list of gorgeous ladies that you can choose from when you feel like having a lot of fun. Your experience should be so amazing that you should want to contact them again. Read a few reviews written by other customers just like yourself before you get in touch with any of these agencies.

Top 5 Benefits Annuities Can Bring Except The Lifetime Income

Earning a consistent income in their retirement life is a major concern for the seniors approaching their retirement and many of them invest in different annuity insurance plans. These annuities help the insured to receive a guaranteed income for life protects from the fear of outliving their savings. Also, if a senior couple hasn’t saved enough or doesn’t have someone to support after their retirement, these policies help greatly to take care of their daily expenses and maintain a better lifestyle. However, the majority of seniors isn’t aware of all the benefits an annuity can bring. Most of them buy an annuity solely to receive a guaranteed income in their retirement life but the annuities have a lot to offer. Here, we are going to explain five more benefits of a retirement annuity plan that you might not be knowing.

Benefit to your loved ones

At times, seniors pay a long series of premiums to earn them back during their retirement but die at an early age without receiving the complete benefits. Many seniors die soon after their retirement and insurance providers keep their share of investment with themselves. But, the new additional feature allows transferring the benefits to the beneficiaries, if the insured dies early. Along with the immediate annuity plan, you can choose a guaranteed period of 10-20 years that are calculated since the time you start receiving the payments. If you opt for a 20-year guaranteed period with the annuities, your insurer will provide a series of payments for exact 20 years. You can name your spouse or kids as the beneficiary and they will receive the benefits for rest of the period, in case you die early.

Tax deferral on earnings

Most of the investments are applicable for state and federal taxes, but the investments such as interests, annuities, dividends and capital gains earn a tax-deferred status. These investments are tax-free until you withdraw the accumulated amount. The tax-deferral is similar to 401(k)s and IRAs, but there isn’t any limit on the amount and you can put any amount into the annuities that you assume enough to spend your retirement comfortably. Moreover, the minimum withdrawal criteria have more flexibility than that of to 401(k)s and IRAs.

Tax-free investment transfers

Market performs differently at a different time and an investment performing strong today may perform poorly after a certain period. Hence, investors keep transferring their investment amount form one to another fund and there are financial advisors to help with the same. Usually, these investment transfers or rebalancing are applicable for taxes but the annuity retirement plan has no such tax consequences. That means, you can rebalance your investments as per your financial advisor’s suggestion and you won’t have to pay any taxes on that.

Protection from lenders

People take different types of loans to match a better lifestyle and pay the due amount in installments. At times, people reach a stage where they only have the money enough to take care of their fundamental requirements and aren’t able to pay the loan installments. In such cases, if the lender files a lawsuit, they may lose the return on the investments made. Annuities insurance policies also help protect your investment return even if you can’t make the installments. Usually, the premiums you have made to your insurance provider, belongs to them and there are laws that restrict that money to be accessed by the lenders.

Variety of investment options

Insurers help the investors with a range of annuity options at retirement including the fixed and variable one. The first one credits a certain rate of interest on the amount you deposit while with the later, your money is invested in the stock or bonds like mutual funds and provide a return based on the market performance. Also, various insurance providers have introduced different types of floors that set a limit by which your investment value may not fall further. That means, if you have invested in a variable annuity, you return won’t fall below a certain value, despite the fluctuations in the market.